Were you injured in a car accident in Oregon? Did you know your auto insurance must pay for “medically necessary” massage therapy treatments? All auto insurance policies in the State of Oregon include Personal Injury Protection (PIP.) This will pay for massage therapy regardless of who was determined to be “at fault.” This coverage allows you to be treated for your auto accident related injuries with a referral/prescription that has the necessary codes for billing. This can be done by your chiropractor, naturopath, osteopath or doctor.
Oftentimes it’s the body’s soft tissues injured in an accident. Auto injury massage can help with recovery from whiplash, neck/back injuries, muscle spasms, myofascial pain, headaches, stress and insomnia.
Just ask your doctor for a prescription! I will be documenting your progress after every treatment. PIP coverage will pay for massage treatments relevant only to your injuries caused by the accident for up to 2 years from the time of the claim or until the benefits are exhausted at $15,000. You will need to keep track of the balance of your benefits.
The most current rate set for massage therapy and manual therapy by the State of Oregon Worker’s Compensation Fee Schedule is $51.90 per 15 minute unit for “massage therapy” and $47.13 per unit for “manual therapy.” Additional codes would be applied for treatments that include heat/cold therapies (hot stone therapy, hot towels, heat packs, ice packs) and add-ons like topical analgesics.
*Insurance policies and laws vary from state to state and from one policy to another. These are general statements and may or may not reflect your own policy. Please inform yourself about your own coverage.
Please call ahead before booking an appointment online if you’re wanting covered by auto insurance. After confirming with you and the company, that your claim is approved and massage is covered, please bring in the following;
— Name of insurance company
— Name and phone number of your insurance representative
— Claim number
— A prescription for massage therapy from your doctor (M.D., Chiropractor, Osteopath or Naturopath)